Real Estate Hard Money

For the following loan purposes: Acquisition, Land loan, Bridge loan, Construction, Bankruptcy Discharge, Line of Credit, Refinance, Equity Recapture, Pending Foreclosure, and Poor Credit / Late Pay etc. will be considered after approval, fast funding in days, when needed, on any type of commercial and non owner occupied residential real estate project.

Loan range: $500,000 - $25 million.

Interest rate: 6.99 - 12.99%.

Term: Up to 12 months with renewal option.

LTC: Up to 90%.

ARV: Up to 75%.

Points: 3-5.

Payments: Interest only monthly unless an interest reserve is established to service the interest carrying cost.

Credit challenges not a problem, all requests will be considered.

Loan amounts: $50,000 to $100 million per project.


Loan decisions can typically be made within 24 hours from the receipt of the required items and documentation needed by underwriting.

After loan approval and depending on the attorney's time to draw up the loan agreement/contract.

Funding can generally occur within 3 to 7 days subject to approval.

Loan Terms: 1 to 60 months.

Loan to Value: Up to 50% on land and up to 70% or more on improved real estate.

Interest Rate: from 7.99% to 15%.

Loan Points: Points can range from 3 to 10, depending on the specific property, the borrower`s credit and the loan amount.

Prepayment Penalty: Usually None.

Terms: The funding parameters, specific terms, timing, and costs will be based on the business analysis and overall risk assessment, strength of the project and the Principals.

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